Personal Banking Interest Rates

Interest Bearing Checking

Earn interest but keep a low monthly balance. Learn more or apply online.

Account BalanceInterest RateAnnual Percentage Yield (APY)
$500 and over0.15%0.15%
Under $5000.15%0.15%

Interest rates and annual percentage yields (APY) are accurate as of Saturday, July 31, 2010. Rates may change at any time. Fees may reduce earnings. Minimum deposit to open account $25.

Buzz Savings

Add to a Buzz Checking account for our best savings rates. Learn more or apply online.

Account BalanceInterest RateAnnual Percentage Yield (APY)
$5,000 and over0.40%0.40%
Under $5,0000.30%0.30%

Interest rates and annual percentage yield (APY) are accurate as of Saturday, July 31, 2010. Rates may change at any time. Fees may reduce earnings. A Kennebunk Savings Buzz Checking account required. Minimum deposit to open account $25.

Statement Savings

Open a regular savings account and start saving today. Learn more or apply online.

Account BalanceInterest RateAnnual Percentage Yield (APY)
$300 and over0.20%0.20%
$100-$299.99
0.20%
0.20%
$99.99 and under
0.15%0.15%

Interest rates and annual percentage yields (APY) are accurate as of Saturday, July 31, 2010. Rates may change at any time. Fees may reduce earnings. Minimum deposit to open account $25.

Certificates of Deposit (CDs)

A risk-free way to save with guaranteed rates of return. Apply online

TermInterest RateAnnual Percentage Yield (APY)
6 Months0.40%0.40%
7 Months - No Penalty*0.55%0.55%
1 Year0.90%0.90%
2 Years1.49%1.50%
3 Years1.98%2.00%
5 Years2.23%2.25%

Interest rates and annual percentage yields are accurate as of Saturday, July 31, 2010. Fees may reduce earnings. All terms require a $500 minimum deposit. Penalties for early withdrawal may apply. A Kennebunk Savings Buzz Checking account is required.

* There is no penalty for early withdrawal during the No Penalty CD term.

Individual Retirement Accounts

Tax-advantaged, secure savings plans for retirement. Contact Customer Care at 800-339-6573 for information on opening an IRA, or visit one of our banking offices.

TermInterest RateAnnual Percentage Yield (APY)
1 Year0.90%0.90%
2 Years1.49%1.50%
3 Years1.98%2.00%
5 Years2.23%2.25%

Interest rates and annual percentage yields are accurate as of Saturday, July 31, 2010. Fees may reduce earnings. All terms require a $500 minimum deposit. Penalties for early withdrawal may apply. A Kennebunk Savings Buzz Checking account is required.

Auto Loans

Kennebunk Savings is your local source for flexible loans with affordable payments. Learn more or apply online.

Loan Type Term
in months
Annual Percentage Rate (APR)
requires automatic payments
Monthly Payment
per $1,000 borrowed
New Auto with 80% Loan to Value 24
60
72
5.50%
5.75%
6.75%
$44.10
$19.22
$16.93
New Auto with 90% Loan to Value 24
60
5.50%
6.00%
$44.10
$19.34
Used Auto (2003-2008) with 80% Loan to Value 60 6.50% $19.57

Annual percentage rates (APR) are accurate as of Saturday, July 31, 2010.  Rates are available with automatic payments from a Kennebunk Savings Buzz Checking account. Loan to value is based on purchase price or retail value, whichever is less. Other loan rates available.

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