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Preferred Rates

for Maximizer and Buzz Customers



Buzz Savings (2) (Statement Only)
Account 

Interest
Rate 

APY*  
Buzz Savings -  $5,000 and Over 1.98%  2.00%   
Buzz Savings -  Under $5,000 .45%  .45%   
2:23 PM 12/31/2008

The Maximizer (2)
Account 

Minimum
Opening Deposit 

Interest Rate  APY* 
Money Max Checking  $25  0.15%  0.15% 
Money Manager  $25     
Money Manager - $90,000 and Over   1.74%  1.75% 
Money Manager - $40,000 to $89,999   1.00%  1.00% 
Money Manager - $15,000 to $39,999   0.50%  0.50% 
Money Manager - Under $15,000   0.25%  0.25% 

Performance Money Market Accounts (2)
Balance  Interest Rate  APY*   
$50,000 and Over  1.00%  1.00%   
$25,000 to $49,999.99 0.75%  0.75%   
Under $25,000 0.50%  0.50%   

Certificates of Deposit - Terms (1)
Term  Minimum Deposit  Interest Rate  APY* 
3 Months  $1,000  1.49%  1.50% 
6 Months $1,000  1.49%  1.50% 
7 Months - No Penalty2 New $500  1.98%  2.00% 
1 Year $500  1.49%  1.50% 
1 Year, 6 Months (18 Months) $500  1.74%  1.75% 
2 Years $500  1.74%  1.75% 
3 Years  $500  1.98%  2.00% 
5 Years  $500  2.47%  2.50% 

IRA Money Market (2)
Account  Minimum Deposit  Interest Rate  APY* 
IRA Money Market - $10,000 and Over   3.69%  3.75% 
IRA Money Market - $5,000 to $9,999.99   3.69%  3.75% 
IRA Money Market - $1,000 to $4,999.99   3.69%  3.75% 
IRA Money Market - Under $1,000 $25  3.69%  3.75% 

IRA Fixed Rate Certificates (1)
Term  Minimum Deposit  Interest Rate  APY* 
1 Year  $500  1.49%  1.50% 
2 Years  $500  1.74%  1.75% 
3 Years  $500  1.98%  2.00% 
5 Years  $500  2.47%  2.50% 

* Annual Percentage Yield (APY)

(1) Substantial penalty for withdrawals prior to maturity.  Fees may reduce earnings.
(2) Variable Rate Account; interest rate and annual percentage yield may change at any time.  Fees may reduce earnings. A kennebunk savings personal checking account, like Free Buzz Checking, is required for preferred rates.
(3) Fees may reduce earnings. Please see our current Service Pricing Schedule.
(4) Advantage 50 and Advantage 50 Plus Accounts for customers over 50 are no longer available
(5) Apex accounts are no longer available

Please see our current Service Pricing Schedule and Deposit Account Agreement for additional terms and fees that may apply. Interest is compounded monthly, 365/365, and credited monthly on all accounts listed above. Please note, rates are subject to change. Please call 1-800-339-6573 for the most current rates.

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